Making better choices
is not always this easy

 

Financial Planning Services

We are independent Financial Planners

The difference between where we are (current status) and where we want to be (vision and goals) is what we do (target objectives and action plans).

The process of setting goals helps you choose where you want to go in life. By knowing precisely what you want to achieve, you know where you have to concentrate your efforts. You'll also quickly spot the distractions that would otherwise lure you from your course.

Our financial planners work out holistic financial plans for individuals in their private capacity as well as corporate clients.

Approach to Financial Planning

Some of the aspects that are covered during our financial planning include:

  • Debt Consolidation/ Elimination
  • Insurance and Health Planning
  • Investment Planning
  • Estate Planning
  • Retirement Planning (Pre, post and during retirement)
  • Tax Advice
  • Money Personality Profiling

Financial Planning Process

This approach to Financial planning provides clients with:

  • Financial solutions which are driven by your personal values and lifestyle goals
  • We use an internationally recognised and accepted methodology
  • We align your assurance and investment portfolios with your lifestyle goals
  • We monitor your progress and make adjustments where necessary to help you achieve your lifestyle goals

Olemera Financial Planners in Johannesburg

Contact our financial planners in Johannesburg for expert financial planning advice and assistance.

 

 

Business Insurance in South Africa Explained

[Title]

Business insurance is important for all business owners, regardless of the size of your business. Whether you are running a small, family-owned business or a large corporation, the risk of financial loss is equally great and can be devastating.

Read More ...
Posted by Gary Walker on Wednesday, July 20, 2022 Views: 116


Car Insurance in South Africa – What You Need to Know

[Title]

Car insurance is one of the most important types of short-term insurance you can have because there is a certain degree of risk that comes with owning your own car. In this article, we discuss car insurance in South Africa, what it covers, and why you should have it.

Read More ...
Posted by Gary Walker on Tuesday, July 12, 2022 Views: 403


What is Income Protection, and do I Need it?

[Title]

Nobody is immune to loss of income. Anyone can be retrenched, fall ill, or suffer serious injury which renders them incapable of fulfilling their employment duties. This strips away your ability to earn an income and ultimately puts you at risk of additional loss such as repossession of assets.

Read More ...
Posted by Gary Walker on Thursday, June 30, 2022 Views: 104


What is the Difference Between Funeral Cover and Life Insurance?

[Title]

Life insurance and funeral cover are things that everyone should think about. However, it’s important to note that there is a difference between these types of long-term insurance.

Read More ...
Posted by Gary Walker on Thursday, June 9, 2022 Views: 219


Insurance Tips for First Time Homeowners in South Africa

[Title]

Insuring your home is the most important thing you can do as a homeowner. This will protect you against major financial loss in the event of something happening to your home. We must first understand that anything is possible, and nobody is immune to natural disasters, crime, or other unforeseen events.

Read More ...
Posted by Gary Walker on Thursday, May 26, 2022 Views: 271


Insurance – Different Types Available and What They Cover

[Title]

The purpose of insurance is to protect you from huge financial pressures as a result of some kind of loss. It could be loss of a loved one, your job, your physical abilities, your car, or your house. Either way, losing one or more of these things can incur tremendous costs.

Read More ...
Posted by Gary Walker on Wednesday, May 11, 2022 Views: 197


Using Goals to Achieve Financial Success

[Title]

When financial plans focus on a client’s personal goals instead of arbitrary benchmarks, it creates motivation and satisfaction. For these reasons, and because many investors appreciate the level of personalisation of goals-based financial planning, this approach is gaining popularity.

Read More ...
Posted by Gary Walker on Friday, April 29, 2022 Views: 202


The Importance of Setting Goals to Achieve Financial Independence

[Title]

Goal setting is something we learn about in school and most people find the concept quite boring. However, when it comes to your personal finances, goal setting is one of the most important and useful activities you can do.

Read More ...
Posted by Gary Walker on Tuesday, April 12, 2022 Views: 237


The Role of Financial Advisors in Achieving Financial Independence

[Title]

In this article, we take a look at the role a financial advisor plays in working towards and achieving financial independence in today’s difficult economic climate.

Read More ...
Posted by Gary Walker on Thursday, March 31, 2022 Views: 322


How to Become Financially Independent

[Title]

Growing up we’re told that we need to save money so that one day we will be financially independent. However, there is quite a bit more to it than just saving money for a rainy day. In this article, our financial advisors in Johannesburg have put together some of their expert tips for becoming financially independent.

Read More ...
Posted by Gary Walker on Wednesday, March 16, 2022 Views: 233