Retirement may seem like it’s a lifetime away, but time has a funny way of moving really fast and before we know it, we are getting used to being at home with no obligation to be anywhere or do anything - blissful retirement after decades of hard work. However, your retirement will be much less blissful if you haven’t planned for it properly.
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Planning for something fun like your next big holiday or your dream wedding can be fun and many people willingly put many hours and a fair amount of blood, sweat and tears into these events. However, there is something far more important to plan for and it’s never too early to start - estate planning.
Tax season is upon us which means it’s time to find ways to minimize your tax burden in the most efficient way possible. Although there are many ways to optimize your tax deductions, a retirement annuity may be one of the most beneficial vehicles to save on tax.
Reviewing your personal financial plan at the end of the year helps you to end of the year knowing exactly where you stand with your finances and it helps you strategize for the year ahead.
COVID-19 has impacted every single person on the planet and has urged people to start planning for the future financially more than ever before.
During these times, as we face unprecedented global and economical challenges, the importance of knowing how to save money has become increasingly clear.
It’s usually uncertainty that brings about change. However, it’s this very uncertainty that reminds us to be smart about our financial activity even during times of certainty.
Many South Africans may be wondering how to make the most of their retirement annuity, especially as the end of the tax year approaches.
South African residents and ex-pats have until the 28th of February to take advantage of a government incentive aimed to encourage them to save for their retirement using a retirement annuity (RA).
Olemera offers financial advice in Johannesburg which is built on the foundation of adding value to your portfolio while providing ongoing financial planning, advice and support.
We cannot stress enough the importance of having a retirement annuity or another form of savings or investment to finance your years of retirement.
As South Africans, we are faced with a plethora of challenges which make providing for our retirement relatively tricky.
Our qualified financial advisors in Johannesburg address the topic of free financial advice offered by banks and why you need a qualified financial advisor.
Although banks often have a qualified financial advisor on their premises, their advisory services are vastly different to that of the bank teller.
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