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From category archives: Olemera Blog

Medical Aid

Understanding the Basics of Personal Financial Planning

Personal financial planning is a systematic approach to managing one's finances, ensuring that current needs are met while also preparing for future financial goals and uncertainties. At its core, it's about strategizing and making informed decisions to achieve specific financial objectives.

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Planning Financially for Your First Child

It’s no secret that there are tremendous costs that come with raising a child but there are ways that you can prepare, ensuring you give your children the opportunities they deserve. Knowing what expenses to expect is the first step and in this article, we discuss some of these expenses.

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Insurance – Different Types Available and What They Cover

The purpose of insurance is to protect you from huge financial pressures as a result of some kind of loss. It could be loss of a loved one, your job, your physical abilities, your car, or your house. Either way, losing one or more of these things can incur tremendous costs.

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Medical Aids in South Africa Explained – Terminology, Coverage and Rules

Although there are approximately 80 different medical aids in South Africa, only 21 of them are openly available for anyone to join.

Nevertheless, understanding the terminology as well as what benefits you will be afforded by your scheme of choice can be difficult.

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Gap Cover in South Africa - Make it Part of Your Financial Plan

You’ve heard about gap cover but you might still be wondering why you would need it if you are already a member of a medical aid.

In this article, we discuss gap cover and everything you need to know about it, including what it is and why it could be a smart financial decision to make for you and your family.

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What you need to know about changing medical aids in South Africa

Since all the rules and regulations which govern the medical aid industry have become stricter over the years, it is crucial to know what you are getting yourself into when changing medical aids.

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