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From category archives: Olemera Blog

Life Insurance

Planning Financially for Your First Child

It’s no secret that there are tremendous costs that come with raising a child but there are ways that you can prepare, ensuring you give your children the opportunities they deserve. Knowing what expenses to expect is the first step and in this article, we discuss some of these expenses.

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What is the Difference Between Funeral Cover and Life Insurance?

Life insurance and funeral cover are things that everyone should think about. However, it’s important to note that there is a difference between these types of long-term insurance.

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Insurance – Different Types Available and What They Cover

The purpose of insurance is to protect you from huge financial pressures as a result of some kind of loss. It could be loss of a loved one, your job, your physical abilities, your car, or your house. Either way, losing one or more of these things can incur tremendous costs.

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Why is it Important to Achieve Financial Independence?

In our previous article, we talk about what financial independence means to different people. In this article, we discuss the benefits of financial independence that can be enjoyed right now instead of waiting until the age of 65.

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Debt is Not Always Good, but Not All of it is Bad

The general rule with spending money is that you should only spend what you can afford to spend, on things that you really need. And, if you cannot afford to buy what you really need right now, take a few months to save up for it, rather than taking out unnecessary credit.

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Make Sure Your Financial Advisor Meets These Requirements

One of the most important aspects to consider when choosing your financial advisor is their qualifications and whether or not they meet the necessary requirements. Not sure what to look for? In this article we discuss the minimum requirements that all financial advisors in South Africa must meet.

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Questions About Your Retirement that You Should be Asking

Retirement may seem like it’s a lifetime away, but time has a funny way of moving really fast and before we know it, we are getting used to being at home with no obligation to be anywhere or do anything - blissful retirement after decades of hard work. However, your retirement will be much less blissful if you haven’t planned for it properly.

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5 Important Things to Consider when Buying a Franchise in South Africa

For many, buying into a franchise may seem like an attractive option but, as with any business decision, it’s important to know what to consider before making such a big commitment. In this article, we discuss what you should take into consideration when purchasing a franchise.

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Everything you Need to Know About Setting and Achieving your Financial Goals

We already know that it’s important to have goals in life; they even teach us this in school as a fundamental skill to have. However, when we look at goals in general, we can see that most of them (if not all) can be considered financial goals. This is because most goals require some form of capital to make it possible to achieve.

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Budgeting Tips for 30 Somethings – How to Build Wealth in Your Thirties

Our financial advisors believe that it is never too late to start. In fact, there really is no time like right now to change the way you manage your money, so that you can secure a stable future for yourself.

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