Debt Management
Moving into your own place is an exciting milestone that comes with a range of financial considerations and planning. This comprehensive guide aims to provide you with insights and advice on how to afford your own place, when to start saving, and what factors to consider before taking the leap.
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Financial planning is a crucial aspect of everyone's life, regardless of their age or stage of life. It helps individuals set realistic goals, manage their resources effectively, and achieve financial security.
The relationship between money and happiness is complex and often misunderstood. While money can contribute to our well-being, it is not the sole determinant of our happiness.
Frugal living is often misunderstood as a restrictive and joyless lifestyle. However, when done right, it can be an empowering and fulfilling way to manage your finances and achieve your financial goals.
Our financial advisors have learned over the years that financial planning does not have to be over-complicated and although it may feel overwhelming to some, all it really comes down to is taking small, calculated steps towards a bright and stable financial future.
With the year coming to a speedy end, we thought it would be wise to share some tips on how to spend your bonus this year. Spoiler alert – we don’t want you to spend it at all. Instead, we want you to use it in ways that will help you reach your goals.
One of the biggest enemies of financial security is debt and everyone should endeavour to be debt free, especially before retiring. We share tips on how to be debt free before retirement, so you can spend your savings on living a happy, comfortable life rather than on clearing your name.
In this article, we take a look at the role a financial advisor plays in working towards and achieving financial independence in today’s difficult economic climate.
Spending money on basically anything because you ‘simply can’, is one of the reasons why I believe most young adults are constantly in debt. Being controlled by social media and trying to stay on trends often leads most of us to living beyond our means.
Unfortunately, debt does not simply dissolve after you die. In fact, everything you have left to your name after you pass could be used to settle outstanding debt. What’s worse, in addition to mourning your passing, your loved ones may be faced with paying your outstanding debt if you have not taken the necessary steps to protect them.
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