It’s that time of the year again and as we approach financial year end in South Africa, now is a good time to make sure you have all your ducks in a row.
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As we enter the new year, our financial advisors believe that it's important to take a moment to reflect on our financial goals and plan to achieve them.
Our financial advisors have learned over the years that financial planning does not have to be over-complicated and although it may feel overwhelming to some, all it really comes down to is taking small, calculated steps towards a bright and stable financial future.
It’s no secret that there are tremendous costs that come with raising a child but there are ways that you can prepare, ensuring you give your children the opportunities they deserve. Knowing what expenses to expect is the first step and in this article, we discuss some of these expenses.
With the year coming to a speedy end, we thought it would be wise to share some tips on how to spend your bonus this year. Spoiler alert – we don’t want you to spend it at all. Instead, we want you to use it in ways that will help you reach your goals.
Although there are countless benefits of working with a financial planner, we are going to look at four that stand out, especially when it comes to retirement planning.
We often get asked “how late is too late to start saving for retirement?” The simple answer is that it’s never too late. No matter how late you start saving, or how much you save, every bit counts towards a more comfortable retirement.
One of the biggest enemies of financial security is debt and everyone should endeavour to be debt free, especially before retiring. We share tips on how to be debt free before retirement, so you can spend your savings on living a happy, comfortable life rather than on clearing your name.
Saving enough money for retirement is a challenging task and our worst enemy is inflation. What you save today may very well be half its worth by the time you retire. Unless you earn an above average monthly salary, the chances that you will save enough money to retire comfortably while maintaining your current lifestyle are sadly low.
One of the biggest concerns faced by aging individuals is not only if they have enough money to retire, but also if they will need to retire in a place that can take care of them should their health deteriorate.
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