Personal Financial planning
Car insurance is one of the most important types of short-term insurance you can have because there is a certain degree of risk that comes with owning your own car. In this article, we discuss car insurance in South Africa, what it covers, and why you should have it.
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Nobody is immune to loss of income. Anyone can be retrenched, fall ill, or suffer serious injury which renders them incapable of fulfilling their employment duties. This strips away your ability to earn an income and ultimately puts you at risk of additional loss such as repossession of assets.
Life insurance and funeral cover are things that everyone should think about. However, it’s important to note that there is a difference between these types of long-term insurance.
Insuring your home is the most important thing you can do as a homeowner. This will protect you against major financial loss in the event of something happening to your home. We must first understand that anything is possible, and nobody is immune to natural disasters, crime, or other unforeseen events.
When financial plans focus on a client’s personal goals instead of arbitrary benchmarks, it creates motivation and satisfaction. For these reasons, and because many investors appreciate the level of personalisation of goals-based financial planning, this approach is gaining popularity.
Goal setting is something we learn about in school and most people find the concept quite boring. However, when it comes to your personal finances, goal setting is one of the most important and useful activities you can do.
In this article, we take a look at the role a financial advisor plays in working towards and achieving financial independence in today’s difficult economic climate.
Growing up we’re told that we need to save money so that one day we will be financially independent. However, there is quite a bit more to it than just saving money for a rainy day. In this article, our financial advisors in Johannesburg have put together some of their expert tips for becoming financially independent.
Financial independence can be defined and measured in many different ways. Defining it is important, but what’s more important is figuring out why you want it, how hard you must work for it, and how much you want to achieve it.
Spending money on basically anything because you ‘simply can’, is one of the reasons why I believe most young adults are constantly in debt. Being controlled by social media and trying to stay on trends often leads most of us to living beyond our means.
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