Personal Financial planning
Olemera has been offering financial planning in Johannesburg for many years and we would like to take this opportunity to thank our clients for supporting us along our journey.
We know that there are hundreds of financial advisors to choose from in Johannesburg so we want to say thank you for choosing us.
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You’ve heard about gap cover but you might still be wondering why you would need it if you are already a member of a medical aid.
In this article, we discuss gap cover and everything you need to know about it, including what it is and why it could be a smart financial decision to make for you and your family.
Investing in a life insurance policy as well as disability insurance cover is one of the most important things you can do for your family.
Many people believe that having policies means that they are wastefully spending their money rather than investing it. However, policies like these are some of the most responsible ways to use your money.
Estate planning is an essential part of the overall financial strategy to secure a financially stable and sustainable future.
There are many parts that make up the whole, all of which need to be addressed in order to protect the legacy you leave behind and all the rightful heirs and beneficiaries.
With more focus being placed on gender equality through equal job opportunities and shared responsibility, financial advice for modern women is more important now than ever before.
Women are more driven to be financially independent than ever before. This means that the modern-day woman no longer feels compelled to depend on her partner or anyone else for financial support.
Sound financial advice for single parents, especially single mothers, can make a significant impact on their overall financial situation.
Apart from the fact that single motherhood is emotionally challenging, it can also be difficult to stay afloat financially.
If you’re a single mother, you’ll be faced with providing for your children in every way, making sure you stretch your income as far as it can possibly go.
Olemera offers financial advice in Johannesburg which is built on the foundation of adding value to your portfolio while providing ongoing financial planning, advice and support.
Finding tax efficient investments has become increasingly important as the South African Revenue Services (SARS) makes changes to the regulations around tax deductions.
We cannot stress enough the importance of having a retirement annuity or another form of savings or investment to finance your years of retirement.
As South Africans, we are faced with a plethora of challenges which make providing for our retirement relatively tricky.
The tax-free savings account came to life in 2015 and was introduced by the South African government to encourage citizens to save.
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